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  1. Student loans: What to know about Biden's latest relief plan | AP …

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    There are many options when it comes to paying for school, so don’t worry if you’re initially denied. Co-signers with more established credit can help students get started and build their own credit. Private parent loans may also help cover college funding gaps.
    Borrowers say they were wrongly denied loan forgiveness. Now, help is on the way The U.S. Department of Education says it will reach out to federal student loan borrowers who may have been prematurely denied loan forgiveness under the revamped Public Service Loan Forgiveness (PSLF) program and will reprocess their applications.
    The Supreme Court rejected that plan last year, saying Biden overstepped his authority. The new plan uses a different legal justification — the Higher Education Act, which allows the secretary of education to waive student loan debt in certain cases.
    If you apply for a private student loan on your own and are denied, it may be because you have insufficient personal credit history, which is common for full-time college students. Many students in this position will find a qualified co-signer to apply with them.
  3. Biden’s student loan forgiveness program was rejected by the